While the issues surrounding Brexit and the UK’s relationship with the rest of the European Union (EU) are yet to be concluded, this can present a recurring problem for Britons living in EU countries.
The UK government, for its part, provided guidelines for Britons living abroad, specifically anywhere else in the EU. These guidelines are in line with the Withdrawal Agreement and Political Declaration between the United Kingdom and the EU, which was signed on October 19, 2019. Britons residing in EU countries are protected by the agreement and will be considered legal residents thereof by the end of the transition period, December 31, 2020.
With all this, Brits living outside the UK, or simply British expatriates, may find themselves caught in the middle of a difficult situation. However, there is nothing to charge if you are a British expat residing in any EU country because if you have expat insurance you are well prepared as the Withdrawal Agreement is not your only source of entitlement.
What is expat travel insurance?
Expat insurance is an insurance policy that covers expatriates living in the EU. The policy covers expatriates who are not older than 89 years and their dependents.
Specifically, expatriates who are legal residents of any country in the European Union or the European Economic Area (EEA) may take advantage of expatriate travel insurance. Additional requirements include that the expatriate must be registered with a doctor or be entitled to free public health care in the country in which she resides, under reciprocal agreements with the UK.
Expatriate travel insurance policy provides insurance documents and emergency assistance card. Conveniently, the expatriate can claim these documents immediately after purchasing the insurance.
Annual multi-trip policies cover unlimited trips. Expats can choose to travel only in Europe or around the world. One-way travel policies are also available for European and global travel.
In addition, the standard expat insurance covers adventure activities. However, expats can choose to cover higher risk adventure activities by paying an additional charge.
Expat insurance premiums and coverage are in accordance with the laws of the UK, not the country in which the expat resides.
There are no residential requirements needed to purchase an expat travel insurance policy, making it easier and more convenient for expats to be covered by the insurance plan.
Travel insurance for expatriates and its main features
Living abroad for expats comes with many difficulties. Expatriate travel insurance policy can help expatriates living abroad, especially in EU or EEA countries.
The expatriate insurance policy also covers expatriates who have pre-existing medical conditions. The policy covers a total of 50 pre-existing health and medical conditions, making it an exceptional option for British expatriates.