The annual cost of operating and maintaining a vehicle is very high and one of the major cost items involved is insurance.
It has been illegal to drive without insurance in the UK since the 1930s, when a law was passed requiring everyone to have third party insurance or higher. The problem is that getting insurance can be an expensive affair.
Many drivers will try any means possible to get cheap car insurance. There are many different companies on the insurance market that offer a variety of different means of obtaining a quote. There are many reasons prospective customers choose different methods to find an auto insurance quote. If we look at the different shapes, we can see the reasons why.
phone
Many people choose this method of getting a quote because they can do it from the comfort of their own home, the only problem with calling for a quote is the time it takes to answer the call, which if you’ve ever contacted a call center, it can be a long time.
websites
This is the method that insurers prefer customers to use as it is the cheapest way to give a quote, because of this some companies offer discount incentives to customers who book online. The reason many people use this way of finding a quote is because they can fill out the forms at their leisure and without the pressure that speaking with a sales representative can create.
runners
Brokers are “middlemen” who buy blocks of policies from insurers and sell them to potential customers or are paid by insurers for each customer who buys a policy through them. The client benefits from using a broker because the broker searches for the cheapest quote using a wide range of insurers, also when dealing with a broker this can be done face to face. The inconvenience comes with having to travel to the broker’s office.
In general, each method has its positives and negatives, but when it comes to getting a car insurance quote or buying cheap car insurance, the Internet seems to be the most cost-effective method.